Debt FREE.. ameennn

Situation : Sending my boys to school

Son : Ibu.. yang kat depan ni keta ape?
Me : Keta bla bla bla
Son : Budget?
Me : I have no idea.. I have to study first
Son : I think its gonna be my first car
Me : Why.. keta lain tak minat?
Son : Buat ape keta mahal. You still have to go from point A to point B dengan jalan jem. Plus.. abang tak nak buat HUTANG banyak. Better kalau takde hutang langsung. Debt free.. kepala pun tak serabut.

Note : Ini percakapan budak 17yo, mudah-mudahan he stays in he's good conscience. Ameennn.

Sebenarnya.. dalam family kami.. memang anak-anak tak diajar bermewah-mewah. Belanja biar berhemah. Baju raya pun tee yang harga RM50 untuk 3 helai. Shared between Cik Asben, Amsyar and Haazem. Ya'ni sorang sehelai la. The rest pusing balik pakai baju hat yang lepas-lepas. Janji bersih.. alhamdulillah. Lagi pun tak nampak 'kemestian' beli yang baru when you can still guna yang lama.

Same goes to me. Baju raya pun hanya guna baju kurung yang 3-4 tahun yang lepas. Pinggang sendat.. kita pi alter besarkan sikit. (faktor usia.. biasa la kan). Lagi pun sekerap mana sangat kami ber-siap.. berdandan.. beriya. Jalan-jalan pi mall pun.. kami sekeluarga lebih selesa dengan trek-suit and tee for the boys (same goes with the father) and me.. jeans and blause.

Ada masa.. dia orang ni pakai selipar celepak-celepuk tu jer time family outing. Nak selesa (kata nyer).

Cuma yang Ibu ni.. kena la proper sikit. Ada masa bila too simple.. anak-anak 'berbunyi' jugak. Jadi wakil si Ayah la tu.

But what we're practicing here might not be applicable to others. Ada orang suka berdandan.. berhias.. neat and presentable. Yes.. we go by this rule as well. Cuma.. by far.. it doesn't has to be in kaching $$$$.

Selalu jugak kami ni yang the parent pesan.. just who are you trying to impress? Yourself or others. Tak payah nak macam-macam. Ayat bunyi memang kasar.. tapi macam tu la.

Sama jugak bila anak-anak nak beli 'something'. Kami biasa nyer practice sistem 'earn & subsidy'. You nak something.. you have to earn it. No easy peasy. So.. dengan cara ni.. dia orang akan lebih appreciate the things which they bought. Sebab ada guna duit/tenaga/usaha sendiri. Nak upgrade.. sure can.. sama ada you top-up with your own money or any other good deed. Pernah jugak ada orang kata.. kami ni terlalu berkira. Terpulanglah.. cuma apa yang kami nak terapkan.. is for them to value the money.

Contoh : hari outing to MPS book store
- You beli buku latihan sekolah.. its all free ya'ni kami akan belanja.
- But if you wanna buy a novel ke.. Percy Jackson ke.. Diary of a Wimpy Kid ke.. (ini memang selalu).. so kami akan impose a budget. Below budget.. you get it for free.. you go over budget.. then you have to top-up with your own money.. or any other good deeds or some good achievement.
- You tak beli apa-apa.. then the budget money allocate will be given in full to you.
- Simple rule kan.

Same goes to any gadgets. Tau je la budak-budak hari ni. Macam-macam.

End of the day.. kita la yang pegang tanggungjawab mencorakkan anak-anak kita. They are actually the 'mirror' of ourselves.

Happy working Wednesday friends.
P/s ; me dah 3 hari tak jenguk kedai.. jaga anak yang sorang ni.. hunger pangs kata si Tuan Doktor.